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Section 3:
Debt Collection Terms & Definitions - 15 USC 1692a

Section 4:
3rd Party Contact and Information Gathering Rules - 15 USC 1692b

Section 5:
Collection Calls & Communication Rules
15 USC 1692c

Section 6:
Harassment and Abusive Collection Tactics
15 USC 1692d

Section 7:
False & Misleading Tactics
15 USC 1692e

Section 8:
Unfair Collection Practices
15 USC 1692f

Section 9:
Validating Debts after Initial Notification
15 USC 1692g

Section 10:
Debt Payments Applied to Accounts
15 USC 1692h

Section 11:
Where Collectors must file lawsuits
15 USC 1692i

Section 12:
Deceptive Collection Letters and Forms
15 USC 1692j

Section 13:
Civil Liability for violations of the FDCPA
15 USC 1692k

Administrative Enforcement
15 USC 1692l

Reports to Congress
15 USC 1692m

Relation to State laws
15 USC 1692n

Exemption for State Regulation
15 USC 1692o

Exception for Bad Check Enforcement
15 USC 1692p

Effective Date

Endnotes

Legislative History

Amendments

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Fair Debt Collection Practices Act § 815.
Reports to Congress by the Commission; views of other Federal agencies
[15 USC 1692m]

(a) Not later than one year after the effective date of this subchapter and at one-year intervals thereafter, the Commission shall make reports to the Congress concerning the administration of its functions under this subchapter, including such recommendations as the Commission deems necessary or appropriate. In addition, each report of the Commission shall include its assessment of the extent to which compliance with this subchapter is being achieved and a summary of the enforcement actions taken by the Commission under section 1692l of this title.

(b) In the exercise of its functions under this subchapter, the Commission may obtain upon request the views of any other Federal agency which exercises enforcement functions under section 1692l of this title.


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